These personal consumer cards are a perfect starting point. Every card on this page offers 0% balance transfers and each has been hand picked.

I have rated them based on the criteria I feel is most important, including transfer fees, estimated credit limits, card perks, etc.

ALL of these cards are the cream of the crop, I wouldn't have them on here if they weren't worth having in your arsenal. If you haven't done so yet, please browse through the other areas of the site first before starting your applications.