I wasn't originally planning on including cards for bad or no credit, but I realized some people may love the site, and aren't able to participate because like many of us, they've made a couple credit mistakes in the past. These are my top picks for strengthening your credit report, so in the future you can profit with your credit cards right along with us.

I have rated them based on the criteria I feel is most important, including estimated credit limits, where they report your credit activity, customer service, etc.

All of these cards should give you an instant approval so you can get started right away.